All you need to know once you have become a shared owner. 

You and your home

We want you to love your home as much as we do. The You and Your Home guide explains what you are responsible for as a homeowner and what we take responsibility for to help support you in your home.

Buildings Insurance

We are responsible for insuring the structure of your home but are entitled under the terms of the lease to recover the cost of the annual premium from you. The cover provided by us insures your home against damage caused by the following:

  • Fire
  • Collision
  • Subsidence
  • Explosion
  • Flood
  • Malicious damage
  • Storm
  • Aircraft
  • Theft

If you need to make a claim, please contact us or Zurich on 0800 335500. 

Please be aware that we are not responsible for insuring your home contents and personal possessions against damage in your home. We advise that you arrange your own household contents insurance.

New build homes

Defects

On completion we will let you know when the defects period on your property ends prior to the period expiring if you have any maintenance issues please contact our Sales Aftercare Team Repairs on 01603 255444 (Option 2) between the hours of 9am – 5pm Monday – Thursday and 9am - 4:30pm on Fridays.

For any emergency repairs outside of these times please call our call centre on 0808 168 4555.

Once your defect period has come to an end, any maintenance on the property will be your responsibility, except for anything covered by our building insurance policy.

NHBC

All of our new-build homes are covered by a ten year NHBC Buildmark warranty.

Adapting your home

We want you to be able to enjoy your home. If you are finding your home difficult to move about in or use you may wish to consider adapting it. Shared owners should contact us for permission. Full leaseholders do not require permission.


More substantive work like level access showers and ramps are often funded by a disabled facilities grant from your local council. To find out more about this service please contact your local council.

Buying more of your home

The great thing about purchasing more shares means your rental costs will reduce, this is called staircasing.

You can purchase as little as 10% or purchase the full remaining share in your property, giving you opportunity to have 100% ownership of your home (some properties are exempt from outright purchase, just check with our team first).

Selling your home

Time to move on, no problem!

When you decide the time is right to sell your home our sales advisors are here to help guide you through the process.

The cost is 1.5% + vat of the agreed sale price of your share.

Want to know more? Call us on 01603 255444

Or email sales@flagship-homes.co.uk

Contact us

We have a specialist sales aftercare team here to help you, whether its questions on your rights and responsibilities, staircaising or moving on, they are here to help. 

Call: 01603 255444

Phone lines are open 9am to 5pm Monday to Friday

Email: salesaftercare@flagship-homes.co.uk